Initial Disclosure Document

01989 514514

Information about our Finance and Insurance Services
Who are we?
RB Cars
Email: sales@rbcarsuk.co.uk
Tel: 01989 514514

Who Regulates Us?
The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services. For the provision of finance, GP Car Sales is authorised and regulated by the Financial Conduct Authority, firm reference number 762972. You can check this information at https://www.fca.org.uk/. Use this information to decide if our services are right for you.

Which Services Will We Provide You With?
GP Car Sales is a credit broker and not a lender. We work with a panel of lenders to provide you with a range of products that may be suitable for your vehicle purchase. We will explain the key features of each finance product available to you from the lenders we work with. You will not receive advice or a recommendation from us in relation to the financial products that we offer. We operate an information-only sales process (non-advised).

Credit Agreements - Hire Purchase and PCP (Personal Contract Purchase)
Whose Products Do We Offer?
We work with a panel of hand-selected lenders, including Blue Motor Finance, Oodle, and Close Motor Finance. In some circumstances, we may use the services of an external credit broker to secure an offer of finance for you.

Will You Have To Pay Us a Fee For Our Services?
No, we do not charge a fee to arrange any finance agreement. Typically, we will receive a commission from the lender as either a fixed fee or a fixed percentage of the amount you borrow. These arrangements are negotiated with our lenders in advance and do not give us any discretion to negotiate or adjust your annual percentage rate (APR) or any other item included in the total charge for credit from the lender.

The APR may vary according to your credit status, the amount you borrow, or the term you borrow it over. The commission we earn does not change in relation to the type of finance (Hire Purchase or Personal Contract Purchase) you choose or the length of the finance agreement.

Customer Reviews

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I found R and B cars to be really helpful. They were informative and able to answer any questions that I had quickly and easily. They made me feel at... Read More

hannah H

So helpful, making the experience stress free and with no pressure at all! They did all the work they said they would! Would highly recommend!... Read More

katy E

Friendly and knew their stuff, made the whole process really easy couldn't fault them or the car. Highly recommend them, honest top blokes.... Read More

Francesca G

Very good experience very helpful and friendly would go back if i was looking for a new car have told friends... Read More

DENNIS B

The guys at RB cars were excellent, helpful, not pushy and very understanding when I had some issues.... Read More

PAUL R

R B cars - I recently purchased a car from Darren and Russell. This is the first time in 40 years in motoring that I found a second hand car dealer th... Read More

Steve Lake

Bought a used van from here. Can't fault the service. Very friendly team. Would definitely recommend.... Read More

Jill Hyndman

Great guys working there and very helpful as much as they are very busy. Highly recommend. Changed my car with them a few years ago and used again rec... Read More

Ms Brown

Despite the fact that i am disappointed that, the charge for delivering to my home, my first BMW was excessive, and unjustified, from Gloucester to Ea... Read More

Yogi Patel

Can't fault them the customer service was excellent , the car is an absolute pleasure , few teething problems which were sorted straight away with no... Read More